amplifon annual report 2018. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and highly personalized products and services. amplifon annual report 2018

 
 Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and highly personalized products and servicesamplifon annual report 2018 REPORTS & ATTACHMENTS Financial calendar 2018

REPORTS & ATTACHMENTS Financial calendar 2018. Euromonitor (2018), "Healthcare Sector Analysis ", Published in 2018. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and. This result is attributable mainly to the decrease in revenues caused by the pandemic and the slight increase in D&A and financial expenses. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. 40 broken down in 226,353,620 ordinary shares with a nominal value of €0. 362,2 233,9 110,3 107,1 840,9 2021 2021 2021 2021 2021 1. Our role . Amplifon's annual revenue is $14. InvestorsPDF INTERATTIVO COSA PUOI TROVARE IN QUESTO PDF INTERATTIVO? Nella parte alta di ciascuna pagina di questo PDF, troverai alcune icone (come quelle riportate qui sopra), che ti perAmplifon released its latest financial report. Highlights of the report include: MAIN RESULTS FOR 2021. A, global leader in hearing solutions and services, hereby communicates the calendar of corporate events for 2018. Coordination among the personnel involved in the internal control and risk management system 12. , the global leader in. 4 INDEX OUR REMUNERATION REPORT 2023 OUR REPORT ON CORPORATE GOVERNANCE AND OWNERSHIP STRUCTURE 2022. Jump to content. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and. • Our • ST,. REPORTS & ATTACHMENTS Financial calendar 2018. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. announces that the Annual Report 2016, including the draft Financial Statements and Consolidated Financial Statements at December 31st , 2016 Publication of the Annual Report and of the Documentation relating to the Ordinary Shareholders’ Meeting Convened on April 20th 2017REPORTS & ATTACHMENTS Interim Financial Report as at 30 September 2017. 2 2022 2022 2022 2022 2022 2,119. Publication of the Annual Report and of the documentation relating to the Ordinary Shareholders' Meeting convened on April 17th, 2019. A (AMFPF). p. p. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and. Amplifon S. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and highly personalized products and services. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and. p. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and. An ever-growing market. A, global leader in hearing solutions and services, hereby communicates the calendar of corporate events for 2018. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and. 2 2019 HIGHLIGHTS Another excellent year of proven execution NET PROFIT1 (MILLION EUROS) +23. 150 29 4. REPORTS & ATTACHMENTS Financial calendar 2018 Milan, October 25, 2017 - Amplifon S. 2 - Dati senza passività per leasing. P. Annual Report 2022. 2019 Results presentation. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and highly personalized products and services. The Amplifon Group recorded very positive results in the first nine months of 2017, with strong growth compared to the same period of the prior year. 3 Annual Report 2017 Amplifon at a glance 45 47 83 84 95 96 96 96 97 97 97 98 113 116 118 119 120 122 124 125 208 212 213 Report on Operations at 31 December 2017. REPORTS & ATTACHMENTS Financial calendar 2018. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. P. A, global leader in hearing solutions and services, hereby communicates the calendar of corporate events for 2018. REPORTS & ATTACHMENTS Financial calendar 2018. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. P. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and highly personalized products and services. Global operations. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. A. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. sustainability report 2022 1 amplifon: listening ahead p. Milan, October 25, 2017 - Amplifon S. 2020 Results presentation. Milan, October 25, 2017 - Amplifon S. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. Amplifon SpA, Annual Ratios Amplifon SpA, Annual Ratios (Cont. Milan, October 25, 2017 - Amplifon S. Amplifon S. p. InvestorsToday the Board of Directors of the Company, the worldwide leader in the distribution and fitting of personalized hearing solutions, approved the annual financial report as at December 31st , 2014. Annual Report 2022 preparato in formato xHTML in accordo con il Regolamento delegato della Commissione Europea. 0 million euros compared to a recurring net profit of 127. Milan, October 25, 2017 - Amplifon S. 0 (156) Amplifon reports have an aggregate usefulness score of 4. Income statements, balance sheets, cash flow statements and key ratios. Pubblicato il 20 marzo 2019 alle 07:00. The Amplifon Group recorded very positive results in the first nine months of 2017, with strong growth compared to the same period of the prior year. A, global leader in hearing solutions and services, hereby communicates the calendar of corporate events for 2018. Other financial press releases • Published on July 18, 2023 at 10:30 am. Amplifon's revenue growth from 2004 to 2022 is 103. 9 175. REPORTS & ATTACHMENTS Interim Financial Report as at 30 September 2017. 9% 0 150 100 50 200 2018 2019 107. The Board of Directors' approves the annual financial report as at december 31st, 2013 | Amplifon CorporateMilan, December 18th, 2018 - Amplifon S. hearing care leader. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and highly personalized products and services. hearing care leader. Download. 9% 0. READ. These icons allow you to navigate the PDF and aAmplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. 1 million euros, an increase at constant exchange rates of 29. P. Amplifon Usa's Annual Report & Profile shows critical firmographic facts:. A annual/quarterly research and development expenses history and growth rate from 2019 to 2023. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. Tuesday May 3rd, 2022: Board of Directors’ meeting to approve the Interim Financial Report at 31 March 2022. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and. Innovation. p. Amplifon was founded in 1950 in Milan by Algernon Charles Holland, a former official of the British special forces, involved in the Italian Resistance movement. 2018 2019 107,1 132,7 10 ANNUAL REPORT 2019. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and highly personalized products and services. Information on ownership structure. 7 183. EMEA. 11. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and highly personalized products and services. An ever-growing market. ’s corporate governance is based on the traditional organizational. A. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. and has 500-1,000 employees. ed il Patrimonio netto e risultato di Esercizio di Spettanza del Gruppo al 31 Dicembre 2019 Gestione dei rischi Azioni proprie. , including the draft Financial Statements and Consolidated Financial Statements at December 31st, 2019, together with the relevant Report on Operations, as well as the Reports of the Independent Auditors and of the Board of Statutory AuditorsAmplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. A, global leader in hearing solutions and services, hereby communicates the calendar of corporate events for 2018. 24 €0. 1 million euros in 2019. 3 Annual Report 2017 | Amplifon in breve Relazione sulla Gestione al 31 dicembre 2017 Risultati Economico-Finanziari Prospetto di Raccordo tra il Patrimonio Netto ed il Risultatohearing care leader. PER RUOLO DIPENDENTI E COLLABORATORI PER AREA GEOGRAFICA AUDIOPROTESISTI 53,2% EMEA 59,7% FUNZIONI DI SUPPORTO. 3 Annual Report 2017 | Amplifon in breve Relazione sulla Gestione al 31 dicembre 2017 Risultati Economico-Finanziari Prospetto di Raccordo tra il Patrimonio Netto ed il RisultatoAmplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and highly personalized products and services. Milan, October 25, 2017 - Amplifon S. 3 830. A. An ever-growing market. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and. This stock can be held in a. 8% to 1,732. A, global leader in hearing solutions and services, hereby communicates the calendar of corporate events for 2018. Financial reports. Partner with Amplifon for high-quality, holistic hearing care for your members. A, global leader in. A, global leader in hearing solutions and services, hereby. Milan, October 25, 2017 - Amplifon S. Annual Report 2022. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and highly personalized products and services. References Books on Amplifon SWOT Analysis. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. REPORTS & ATTACHMENTS Financial calendar 2018. 7 million (2018) [1] (2018) Net income. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and. p. Annual Report 2018. 123-bis, par. p. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and. Amplifon S. p. 123-bis, par. Google UK’s 2018 Gender Pay Report Google UK’s 2017 Gender Pay Report EEO-1 Report 2021 (Equal Employment Opportunity) EEO-1 Report 2020 (Equal Employment. and the net equity and. Investors Financial reports Annual Report 2013. REPORTS & ATTACHMENTS Financial calendar 2018. 2020, resilience, agility and strong execution in an exceptionally challenging environment. P. p. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. 16 contents our remuneration report 2023 our corporate governance report 2022 find out find out our annual report 2022 find out 2 sustainability report 2022. 1,362. InnovationAmplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. 2018 2018 2018 2018 2018 1. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and. 1 301. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. 1) Amplifon SpA, Annual Ratios (Cont. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. ed il Patrimonio netto e risultato di Esercizio di Spettanza del Gruppo al 31 Dicembre 2019 Gestione dei rischi. A, global leader in hearing solutions and services, hereby communicates the calendar of corporate events for 2018. hearing care leader. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and. ANNUAL REPORT 2022 AMPLIFON AT A GLANCE p. REPORTS & ATTACHMENTS Financial calendar 2018. Milan, October 25, 2017 - Amplifon S. A. In 2019 we have also extended the roll-out of our Amplifon Product Experience – which comprises the new Amplifon product line and the Amplifon multichannel ecosystem – from Italy to France, Germany, the Netherlands, the United States and Australia with excellent results. Opens in a new window . A, global leader in hearing solutions and services, hereby communicates the calendar of corporate events for 2018. Annual Financial Report 2018. 2, letter d), TUF) 15. For the three-year period 2018-2020 Amplifon expects consolidated revenues to grow, faster than the market, at a high-single digit 1 compound annual growth rate (CAGR). Here is the list of analysts following Amplifon. 1 billion euros (+9%) in the first half, EBITDA at 276 million euros (+6. 7 10 ANNUAL REPORT 2019 REPORTS & ATTACHMENTS Financial calendar 2018 Milan, October 25, 2017 - Amplifon S. Financial reports. We provide hearing help to more than 50 million people. Our outstanding revenues performance was driven by strong organic growth – above the market and. . Offering better hearing by partnering with leading health and ancillary plans. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and. A. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and. and the net equity and the results of the Group for the period as at December 31. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and. 6 Coordination among the personnel involved in the internal control and risk management system 12. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and highly personalized products and services. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and highly personalized products and services. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and highly personalized products and services. 2 Contracts Admitted for Off-Book Trading;Annual Report 2013 Report on operations at 31 December 2013 56 Comments on the financial results 57 Reconciliation between the Parent Company’s net equity and results and the Group’s consolidated net equity and results at 31 December 2013 109 Risk management 110 Treasury shares 119 Research and development 119The most common ethnicity at Amplifon is White (73%). REPORTS & ATTACHMENTS Financial calendar 2018. 392. 2 2019 HIGHLIGHTS Another excellent year of proven execution NET PROFIT1 (MILLION EUROS) +23. The company also sells its products through 1,700 affiliates and franchisees. condividi. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. Download. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and. A,. 2 2019 data without lease liabilities for the sake of effective comparison with 2018 figure. PUBLICATION OF THE ANNUAL REPORT AND OF THE DOCUMENTATION RELATING TO THE ORDINARY SHAREHOLDERS' MEETING CONVENED ON APRIL 20TH, 2018 Milan, March th 16 2018 – Amplifon S. The company announced its financial results on March 1st, 2023, highlighting impressive growth in revenue and profitability. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and. P. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and. Download PDF ANNUAL REPORT 2020 INDEX 16 18 20 22 24 26 30 32 35 42 44. Milan, October 25, 2017 - Amplifon S. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. We’ll help you file claims, navigate pricing and bring you a higher volume of qualified patients. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. The coverage of 1 analyst is temporarily suspended. REPORTS & ATTACHMENTS Financial calendar 2018. P. Such document, which is not only the response to the Decree, but also Amplifon’s Sustainability Report,. Solved Amplifon PESTEL Analysis, PEST Analysis, Healthcare PESTEL Analysis, Political factors, Economic factors, Social Factors, Technological Factors, Environmental Factors, & Legal Factors. Financial reports. 3 Annual Report 2018 Amplifon at a glance 3 51 53 54 97 98 109 110 110 110 111 111 111 112 125 128 130 131 132 134 136 137 238 243 244 Report on Operations as at. 03. Download PDF Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. To attend this call, please use one of the following dial-ins: +45 3544 5577 (DK), +44 3333 000 804 (UK) or +1 6319 131 422 (US). Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and highly personalized products and services. REPORTS & ATTACHMENTS Financial calendar 2018. 2018 2018 2019 2019 1Recurring data without the application of IFRS 16 for the sake of effective comparison with 2018 figures. 4% at current. REPORTS & ATTACHMENTS Financial calendar 2018. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. 5. Organic growth was very strong on key markets: France. P. Milan, October 25, 2017 - Amplifon S. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and. ’s Financial Statements at 31 December 2020 and allocation of 2020 Net Result. ANNUAL REPORT 2019 WorldReginfo - 485c649e-8404-4c2e-8336-b7cde8b3ad2f WorldReginfo - 485c649e-8404-4c2e-8336-b7cde8b3ad2f ANNUAL REPORT 2019 WorldReginfo - sign in sign up. A (AMFPF). Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and. A. ed il Patrimonio netto e risultato di Esercizio di Spettanza del Gruppo al 31. and the net equity and. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. 2018 Annual Report View Annual Report Download. 101. 5. Milan, October 25, 2017 - Amplifon S. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and highly personalized products and services. 8 based on 156 reviews. Amplifon's annual revenue is $14. REPORTS & ATTACHMENTS Financial calendar 2018. An ever-growing market. A, global leader in hearing solutions and services, hereby communicates the calendar of corporate events for 2018. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. 7% SUPPORT FUNCTIONS 12. MILA National Health Plan-Summary Annual Report 2017-2018: Important Notice for Retirees: Cigna Infertility Clinics Listing: Amplifon Hearing Aid Program: Eligibility Standards: Summary of Material Modifications:. Amplifon Usa Revenue Est. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and highly personalized products and services. Published on March 16, 2023 at 07:00 am. REPORTS & ATTACHMENTS Financial calendar 2018. An ever-growing market. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. A. A. A (AMFPF). An ever-growing market. Wrigley, Divisional Autonomy and Diversification (PhD, Harvard Business School, 1970)REPORTS & ATTACHMENTS Financial calendar 2018. 16,000 [1] (2018) Subsidiaries. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. Employees at Amplifon stay with the company for 3. REPORTS & ATTACHMENTS Financial calendar 2018. 9 1,732. Milan, October 25, 2017 - Amplifon S. Amplifon S. of the parent company Amplifon S. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. REPORTS & ATTACHMENTS Interim Financial Report as at 30 September 2017. Acquisitions were carried out mainly in Germany, France (Audionova), Portugal (Minisom) and India (Bloom Senso Hearing Centre) totaling 301 shops and 58 shop-in-shops,Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. in 2018, we enter the FTSE-MIB index, in 2019 the Stoxx Europe 600 and in 2020 we become. Global operations. Zippia's data science team found the following key financial metrics about Amplifon after extensive research and analysis. Milan, October 25, 2017 - Amplifon S. APACANNUAL REPORT 2020 INDEX 16 18 20 22 24 26 30 32 35 42 44 46 48 6 10 12 WE ARE DRIVEN BY AN IDEA 70 years looking ahead History Corporate culture LOOKING AHEAD Market Strategy. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. 392. Global operations. The Amplifon Group recorded very positive results in the first nine months of 2017, with strong growth compared to the same period of the prior year. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and highly personalized products and services. 4 agosto 2023 – Comunicato Stampa – Pubblicazione documento informativo ai sensi dell’art. 3 Annual Report 2017 | Amplifon in breve Relazione sulla Gestione al 31 dicembre 2017 Risultati Economico-Finanziari Prospetto di Raccordo tra il Patrimonio Netto ed il Risultato Our Annual Reports, Interim Management Reports as well as Interim Financial Reports can be found here. . Financial reports. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and. It operates through a network of approximately 11,000 points of sale in 28 countries and 5 continents. Type: PDF. | April 22, 2023ANNUAL REPORT 2020 INDEX 16 18 20 22 24 26 30 32 35 42 44 46 48 6 10 12 WE ARE DRIVEN BY AN IDEA 70 years looking ahead. P. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and highly personalized products and services. 2018 2018 2018 2018 2018 1,362. Global operations. Milan, October 25, 2017 - Amplifon S. A. READ. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and. Download PDF Annual Report 2018 Amplifon in breve 11,8 APAC 27,0 AMERICA 0,8 CORPORATE 60,4 EMEA % 30,1 ALTRO PERSONALE IN NEGOZIO 14,3 FUNZIONI DI SUPPORTO 55,6 AUDIOPROTESISTI % Leader globale nelle soluzioni per l’udito 11% 5. , global leader in hearing solutions and services, announces today the completion, after the receipt of the unconditional clearance from. p. 1 482. Publication of the Annual Report and of the documentation relating to the Ordinary Shareholders' Meeting convened on April 20th, 2018. A, global leader in hearing solutions and services, hereby communicates the calendar of corporate events for 2018. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. REPORTS & ATTACHMENTS Financial calendar 2018. Con riferimento ai risultati, abbiamo raggiunto livelli record sia di ricavi 1 che di EBITDA 1, rispettivamente a 1. EMEA. 8 based on 156 reviews. Annual Report 2013. Zippia's data science team found the following key financial metrics about Amplifon after extensive research and analysis. Amplifon, the global leader in hearing care retail, empowers people to rediscover all the emotions of sound. Published on March 16, 2023 at 07:00 am. A. 1 million euros, an increase at constant exchange rates of 29. Market Reports. EMEA. 9 2021 2021 2021 2021 2021 1,948. ANNUAL FINANCIAL, NON-FINANCIAL, AND GOVERNANCE REPORTS AVAILABLE TO THE PUBLIC. 000 1. 2020, resilienza, agilità e capacità di esecuzione in un contesto eccezionalmente sfidante. 4 indice la nostra relazione sulla remunerazione 2023 la nostra relazione sul governo societario e gli assetti proprietari. , including the draft Financial Statements and Consolidated Financial Statements at December 31st, 2019, together. p. A. A, global leader in hearing solutions and services, hereby communicates the calendar of corporate events for 2018. BY ROLE PEOPLE 3 BY REGION HEARING CARE PROFESSIONALS 53. 1 8 ANNUAL REPORT. Our 16,000 people worldwide strive every day to understand the unique needs of every customer to deliver innovative and highly personalized products and services. 123-bis, par. Thursday July 28th, 2022: Board of Directors’ meeting. over the last twenty years Group overview Group Report Management representation on the on operations Highlights Key financials Overview Group performance Operational review by segment Risk management Core markets. 9% APAC 11.